{"id":48141,"date":"2026-09-17T04:46:31","date_gmt":"2026-09-17T04:46:31","guid":{"rendered":"https:\/\/insider18.com\/?p=48141"},"modified":"2026-09-17T05:00:23","modified_gmt":"2026-09-17T05:00:23","slug":"uae-increases-overnight-deposit-rate-following-feds-25-basis-point-rate-hike","status":"publish","type":"post","link":"https:\/\/insider18.com\/index.php\/2026\/09\/17\/uae-increases-overnight-deposit-rate-following-feds-25-basis-point-rate-hike\/","title":{"rendered":"UAE Increases Overnight Deposit Rate Following Fed\u2019s 25-Basis-Point Rate Hike."},"content":{"rendered":"\t\t
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The latest adjustment pushes the UAE\u2019s benchmark rate to 3.90%, following the US Federal Reserve\u2019s policy direction. Analysts say the move could make loans and credit more expensive, while higher deposit returns may provide greater benefits for savers.<\/h3>

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The decision by the UAE monetary authority reflects the close relationship between the country\u2019s interest-rate policy and decisions taken by the Federal Reserve. Because the UAE dirham is maintained under a fixed exchange-rate arrangement with the US dollar, changes in US interest rates have a significant influence on the direction of domestic monetary policy. By adjusting its own rates in response to movements by the Fed, the UAE seeks to maintain stability in the relationship between its currency and the dollar while supporting orderly conditions in local financial markets.<\/p>

The latest adjustment takes the Base Rate from its previous level of 3.65% to 3.90%. The Base Rate is an important reference point for short-term interest rates within the UAE financial system and is linked to the Central Bank\u2019s Overnight Deposit Facility. Changes to the rate can eventually affect other borrowing and lending rates across the economy, including rates applied to businesses and households.<\/p>

The move followed the US Federal Reserve\u2019s decision to raise interest rates by 25 basis points. The increase had been broadly anticipated by financial markets following an extended period in which the Fed had kept rates unchanged. With the UAE and US monetary frameworks closely connected through the dirham\u2019s dollar peg, the Federal Reserve\u2019s decision created an environment in which a corresponding adjustment by the UAE Central Bank was widely expected.<\/p>

Vijay Valecha, Chief Investment Officer at Century Financial, said the Federal Reserve\u2019s latest move had largely been anticipated by investors. He explained that the UAE\u2019s currency arrangement with the US dollar generally means that the Central Bank adjusts its Base Rate in line with changes made by the Federal Reserve.<\/p>

According to Valecha, the UAE Base Rate plays a central role in determining short-term conditions in the domestic money market. It provides a reference for overnight rates, while the Emirates Interbank Offered Rate, commonly known as EIBOR, tends to move in a similar direction. EIBOR is an important benchmark for financing in the UAE and is used in determining the cost of various forms of borrowing, particularly loans whose interest rates are linked to market conditions.<\/p>

The increase therefore has implications beyond the Central Bank\u2019s own policy rate. As short-term market rates adjust, financial institutions may face higher funding costs. Those changes can subsequently be reflected in the rates offered to consumers and companies, particularly when loans are priced using variable or market-linked interest rates.<\/p>

One area that could experience the impact is the mortgage market. Homeowners with variable-rate mortgages may see their interest expenses increase as benchmark rates move higher. The size and timing of any increase in individual monthly payments, however, will depend on the structure of the mortgage, the benchmark used by the lender and the terms agreed between the borrower and the bank.<\/p>

Businesses that depend on bank financing could also face increased borrowing expenses. Companies with loans linked to EIBOR or other floating benchmarks are particularly exposed to changes in short-term interest rates. Higher financing costs can affect businesses\u2019 cash flows and may influence decisions concerning investment, expansion and working capital.<\/p>

Valecha noted that the impact could be more significant for companies that are already dealing with elevated operating expenses. Businesses in sectors exposed to higher energy prices and shipping costs, for example, may face additional pressure if the cost of borrowing rises at the same time.<\/p>

For companies with substantial debt, even a relatively small increase in interest rates can add to overall financial expenses. Businesses may therefore review their borrowing arrangements, investment plans and cash-management strategies as market rates adjust. The effect will vary considerably depending on the amount of debt held by each company, the interest-rate structure of its loans and the extent to which those costs can be passed on to customers.<\/p>

Households may also feel the consequences through consumer credit and other variable-rate financial products. Borrowers with financing tied to market benchmarks could see their repayment costs increase as rates move upward. The effect on consumers will depend on the type of loan they hold and whether its interest rate is fixed or variable.<\/p>

At the same time, higher interest rates can provide benefits to savers and depositors. Banks may offer improved returns on certain savings products and deposits as market rates rise, although the extent and speed of any adjustment can differ between financial institutions and individual products.<\/p>

The contrasting impact on borrowers and savers is a common feature of an environment in which central banks raise interest rates. People carrying variable-rate debt can face higher financing costs, while those holding interest-bearing deposits may receive better returns. The overall effect on individual households therefore depends on their balance between borrowing and saving.<\/p>

The UAE\u2019s monetary-policy framework makes developments in the United States particularly important for domestic financial conditions. The dirham\u2019s peg to the US dollar has been a longstanding feature of the UAE\u2019s economic system, and maintaining the currency relationship requires the Central Bank to pay close attention to movements in US interest rates.<\/p>

Interest-rate decisions can influence capital flows, borrowing conditions and the attractiveness of different financial assets. Maintaining an appropriate relationship between UAE and US rates can help support the broader stability of the currency arrangement. For this reason, Federal Reserve decisions are closely followed by financial institutions, investors and businesses operating in the Emirates.<\/p>

The latest rate adjustment also demonstrates how monetary-policy decisions in one major economy can have consequences beyond its borders. While the Federal Reserve determines policy according to economic conditions in the United States, its decisions can influence countries whose currencies are closely linked to the dollar.<\/p>

For the UAE, the dollar peg means that domestic monetary policy has less room to move independently than it might under a freely floating exchange-rate system. Maintaining the exchange-rate relationship is an important consideration when determining the appropriate level of domestic interest rates.<\/p>

The 25-basis-point increase is therefore not an isolated adjustment but part of a broader connection between the UAE\u2019s financial system and international monetary conditions. Changes in US rates can gradually work their way through the UAE banking system, influencing money-market benchmarks, loan pricing and deposit rates.<\/p>

The Base Rate\u2019s role is particularly important because it helps establish the short-term interest-rate environment. When the Central Bank changes this rate, banks and other financial institutions assess how the adjustment affects their own funding and lending conditions. The resulting changes can take place at different speeds across different financial products.<\/p>

EIBOR is one of the key channels through which changes in monetary policy can reach borrowers. As an interbank benchmark, it is closely watched by financial institutions and is incorporated into the pricing of various loans and financing arrangements. When market interest rates rise, EIBOR can also move higher, potentially increasing the cost of financing for borrowers whose loans are linked to the benchmark.<\/p>

For borrowers with fixed-rate loans, the immediate effect may be limited because their contractual interest rate remains unchanged for the agreed period. However, customers approaching the refinancing stage or those considering new loans may encounter different pricing conditions if market rates remain elevated.<\/p>

Businesses seeking fresh credit could similarly find that financing becomes more expensive than it was before the rate increase. This could influence corporate decisions, particularly for firms that rely heavily on borrowed capital to fund expansion, purchase equipment or manage day-to-day liquidity requirements.<\/p>

The consequences for the broader economy can be more complex. Higher borrowing costs can discourage some forms of credit demand and may lead households and companies to postpone certain spending or investment decisions. At the same time, improved returns on savings can encourage greater deposits and provide additional income for people and institutions holding interest-bearing assets.<\/p>

The overall transmission of the rate increase will depend on how banks respond and how quickly changes in wholesale funding costs are reflected in retail financial products. Competition among lenders, liquidity conditions and individual loan agreements can all influence the eventual impact on customers.<\/p>

The UAE Central Bank\u2019s decision also comes against a backdrop in which businesses globally continue to monitor financing expenses and operating costs. Companies exposed to international supply chains may already be managing fluctuations in freight rates, energy expenses and other input costs. An increase in domestic borrowing costs can add another consideration for corporate financial planning.<\/p>

For investors, changes in interest rates can influence the relative attractiveness of different asset classes. Higher rates can affect valuations, financing conditions and expectations about future economic growth. The impact is not uniform, however, and depends on factors such as the sector, the company\u2019s debt exposure and the broader economic environment.<\/p>

The UAE\u2019s close monetary relationship with the United States means that the Federal Reserve remains an important reference point for financial-market participants in the Emirates. Investors and businesses typically monitor Fed announcements closely because they can provide indications about the direction of US rates and, by extension, the likely path of UAE monetary policy.<\/p>

The latest 25-basis-point adjustment was therefore broadly consistent with expectations surrounding the Federal Reserve\u2019s decision. For financial institutions, the change provides another signal about the prevailing interest-rate environment and the potential trajectory of borrowing and deposit costs.<\/p>

Valecha\u2019s comments highlight the transmission mechanism between the Central Bank\u2019s Base Rate and local borrowing benchmarks. As the Base Rate changes, overnight market rates can respond, while benchmarks such as EIBOR may also adjust. Those movements can eventually influence the pricing of loans throughout the banking sector.<\/p>

The effect on mortgages is especially relevant for households with variable-rate arrangements. A rise in the applicable benchmark can increase the interest component of monthly repayments, although the precise impact will depend on the terms of each mortgage. Borrowers with fixed-rate arrangements may not experience an immediate change.<\/p>

Corporate borrowers face a similar distinction. Companies with floating-rate debt may experience higher interest expenses relatively quickly, while firms with fixed-rate financing may be protected for the duration of their existing agreements. Nevertheless, companies seeking to refinance debt or secure new funding could face different conditions.<\/p>

Higher rates can also alter the calculations businesses make when evaluating new projects. An investment that appeared financially attractive when borrowing costs were lower may become less appealing if financing expenses increase. Companies may therefore reassess expected returns, cash flows and funding requirements before committing to major expenditures.<\/p>

For savers, the environment can be different. As financial institutions respond to higher benchmark rates, some deposit products may become more attractive. Individuals and companies with surplus cash may benefit from improved returns, depending on the products available and the rates offered by individual banks.<\/p>

This creates a mixed impact across the economy. Borrowers may face increased costs, while savers may receive higher income from deposits. The balance between these effects differs from one household, business or investor to another.<\/p>

The UAE\u2019s policy response ultimately reflects the importance of its dollar-linked currency system. Rather than setting domestic interest rates entirely independently of US monetary policy, the Central Bank takes movements in US rates into account when managing local monetary conditions.<\/p>

The latest decision raises the UAE\u2019s Base Rate to 3.90%, marking another adjustment in the country\u2019s ongoing response to changes in the international interest-rate environment. Its effects are expected to be felt through different parts of the financial system, although the timing and magnitude will vary across borrowers, lenders and savers.<\/p>

For households, the key consideration will be whether their loans carry fixed or variable rates and how their savings are structured. For businesses, debt exposure, refinancing requirements and sensitivity to changes in operating expenses will determine the extent of the impact.<\/p>

Financial institutions will also be monitoring how the adjustment affects liquidity, deposit flows and loan demand. Changes in borrowing costs can influence customer behavior, with some borrowers potentially reducing their demand for credit while savers may seek higher-yielding deposit products.<\/p>

The latest move illustrates the broader role of interest rates in an economy. A relatively small change in a central bank\u2019s policy rate can influence money-market conditions and, through a series of financial channels, affect mortgages, corporate loans, consumer credit, deposits and investment decisions.<\/p>

As the UAE continues to align its monetary settings with the US Federal Reserve, developments in Washington will remain closely relevant to domestic financial markets. Future changes in US interest rates could consequently have implications for the UAE\u2019s own rate environment, given the longstanding relationship between the dirham and the dollar.<\/p>

For now, the increase from 3.65% to 3.90% represents a direct response to the Federal Reserve\u2019s quarter-point move. While the adjustment supports the UAE\u2019s established approach to managing monetary conditions alongside the dollar, its practical consequences will extend to borrowers and savers through the country\u2019s wider banking and financial system.<\/p><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Madhur Kakkar, Founder and CEO of Elevate Financial Services, had anticipated that the UAE would adjust its benchmark interest rate following the US Federal Reserve\u2019s decision. Before the Fed announced its latest policy move, Kakkar said that a 25-basis-point increase in the UAE would be consistent with the country\u2019s established monetary-policy framework and would lift the Base Rate from 3.65% to 3.90%.<\/p>

His expectation was based largely on the close relationship between the UAE dirham and the US dollar. Since the dirham is pegged to the dollar, changes in US interest rates can have a direct bearing on the UAE\u2019s monetary-policy decisions. Kakkar noted that the Central Bank of the UAE would therefore be expected to respond closely to movements by the Federal Reserve in order to maintain the stability of the currency arrangement.<\/p>

The UAE\u2019s approach to interest rates has long reflected this exchange-rate relationship. When the Federal Reserve changes its policy rate, the UAE Central Bank generally adjusts its own benchmark rates in the same direction. Such coordination helps preserve the attractiveness and stability of the dirham\u2019s dollar peg and ensures that domestic interest-rate conditions remain broadly aligned with those prevailing in the United States.<\/p>

The latest adjustment means the UAE Base Rate has moved 25 basis points higher, from 3.65% to 3.90%. While the numerical change may appear relatively small, its effects can gradually extend across the financial system. Interest rates influence the cost of borrowing, returns on savings, mortgage repayments, corporate financing and other financial products.<\/p>

Kakkar expects the effect on households to emerge progressively rather than all at once. In his assessment, savers could begin noticing changes in deposit returns before many borrowers see a comparable increase in their financing costs.<\/p>

Depositors may benefit from higher interest rates as banks adjust the returns offered on certain savings accounts and term deposits. When benchmark rates rise, financial institutions can revise the rates available to customers seeking to keep their money in interest-bearing products. The speed and extent of those changes can vary between banks and across different types of deposit accounts.<\/p>

For people holding savings or fixed-term deposits, an increase in interest rates can potentially provide an opportunity to earn greater returns on their available funds. However, the actual benefit will depend on the product selected, the amount deposited, the duration of the deposit and the rate offered by the financial institution.<\/p>

Borrowers, by contrast, may experience the effect through changes in loan pricing. The impact is particularly relevant for customers whose financing is linked to variable or floating interest rates. As benchmark rates adjust, the interest charged on these loans can also increase, potentially resulting in higher monthly repayments.<\/p>

Mortgage holders are one group that could be affected by such changes. The extent of the increase depends on the outstanding loan balance, the remaining term, the applicable benchmark and the margin charged by the lender.<\/p>

Kakkar provided an illustration of how a full 25-basis-point increase could affect a mortgage borrower. Based on his estimate, a borrower with an outstanding AED 1.5 million home loan and 25 years remaining on the mortgage could see monthly repayments rise by approximately AED 210 if the entire 25-basis-point increase were passed through to the loan.<\/p>

On an annual basis, that would amount to an additional cost of around AED 2,500. The example is intended to demonstrate the potential effect of a rate adjustment rather than establish a uniform increase for every mortgage customer. Actual repayment changes will vary according to individual loan agreements, interest-rate structures and the way lenders apply changes to their benchmarks.<\/p>

The difference in timing between savers and borrowers is also important. Deposit rates can be revised relatively quickly by financial institutions as banks compete for customer deposits and respond to changing funding conditions. Borrowing rates, particularly for existing loans, may adjust according to contractual provisions and the benchmark specified in the financing agreement.<\/p>

As a result, households may not experience the full impact of the policy change immediately. Some depositors could see higher returns on new or renewed term deposits relatively soon, while borrowers with variable-rate loans may see their repayments change when the relevant benchmark is reset.<\/p>

Customers with fixed-rate mortgages may be less exposed to an immediate increase because their agreed interest rate remains unchanged for the fixed period. The situation can be different once the fixed-rate period expires or if the borrower takes out new financing.<\/p>

The same principle applies to businesses. Companies with variable-rate loans may face higher interest expenses as market benchmarks rise, while firms with fixed-rate debt may have greater protection against immediate changes. Businesses refinancing existing obligations or seeking fresh credit, however, may encounter the new interest-rate environment when negotiating new financing.<\/p>

Higher financing costs can affect corporate budgeting and investment decisions. Companies may need to account for increased interest expenses when assessing expansion plans, acquisitions, capital expenditure or working-capital requirements. The consequences are likely to differ significantly depending on each company\u2019s debt levels and financing arrangements.<\/p>

The rate adjustment also highlights the importance of the UAE\u2019s currency regime in determining the country\u2019s monetary-policy path. The dirham\u2019s peg to the US dollar means that maintaining currency stability is a major consideration when setting domestic interest rates. Aligning local rates with US monetary conditions can help support the credibility of the exchange-rate arrangement.<\/p>

The Federal Reserve\u2019s future decisions will therefore remain an important focus for UAE financial-market participants. Investors, banks, businesses and households are likely to monitor upcoming US economic data and Federal Reserve communications for indications of where interest rates could be heading.<\/p>

Following the latest increase, attention is shifting toward the Fed\u2019s next policy decisions and the length of time interest rates could remain at elevated levels. Markets will be watching closely to determine whether US policymakers continue with a \u201chigher-for-longer\u201d approach or begin moving toward a different monetary-policy stance.<\/p>

The phrase \u201chigher for longer\u201d refers to a situation in which interest rates remain elevated for an extended period rather than being reduced quickly. Such an environment can have significant implications for borrowers, savers, businesses and financial markets.<\/p>

For UAE households, the future path of interest rates will matter because changes in US monetary policy can influence the direction of domestic rates. If US rates remain elevated, the UAE may continue to maintain relatively high benchmark rates in keeping with its dollar-linked monetary framework.<\/p>

If borrowing costs stay higher for an extended period, households could face greater expenses when taking out new mortgages or refinancing existing debt. Consumers may also become more cautious about taking on additional borrowing if monthly repayment costs rise.<\/p>

Savers, meanwhile, could continue to benefit from comparatively attractive returns on certain deposit products while interest rates remain elevated. This could encourage some households and companies to retain more funds in interest-bearing accounts rather than immediately deploying their cash.<\/p>

The eventual direction of monetary policy will depend on a range of economic considerations. In the United States, policymakers assess factors such as inflation, employment, economic growth and overall financial conditions when determining the appropriate level of interest rates. Changes in these conditions can influence expectations about future Fed decisions.<\/p>

Those expectations are particularly important for the UAE because of the close connection between US monetary policy and the country\u2019s exchange-rate framework. Any significant shift in the Federal Reserve\u2019s approach could therefore have implications for financial conditions in the Emirates.<\/p>

For mortgage borrowers, the latest rate increase serves as another reminder of the difference between fixed and variable financing. Customers with variable-rate mortgages are generally more exposed to changes in benchmark rates, whereas those with fixed-rate arrangements may have greater short-term certainty regarding their monthly payments.<\/p>

The AED 1.5 million mortgage example illustrates how even a quarter-point movement can translate into an additional monthly expense when applied to a substantial outstanding balance. Although AED 210 a month may appear modest in isolation, the additional amount can accumulate over a year and become more meaningful for households managing tight budgets.<\/p>

At the same time, the impact on savers should not be overlooked. Higher deposit rates can provide additional income to individuals and businesses with significant cash balances. The benefit becomes more noticeable when funds are held for longer periods and when deposit products offer competitive rates.<\/p>

However, the precise effect of the Central Bank\u2019s decision will depend on how financial institutions transmit the policy change through their products. A 25-basis-point increase in the policy rate does not necessarily mean every consumer loan or savings product will immediately change by exactly the same amount.<\/p>

Banks consider several factors when determining lending and deposit rates, including funding costs, competition, liquidity, credit risk and individual customer relationships. Consequently, the actual changes experienced by customers can differ from the movement in the central bank benchmark.<\/p>

For businesses, the rate environment will remain an important consideration as they manage financing and investment decisions. Companies with significant floating-rate debt could experience greater sensitivity to further rate movements, while businesses with lower leverage or predominantly fixed-rate financing may be less affected in the short term.<\/p>

The outlook for interest rates will therefore remain closely tied to developments in the United States. Any signals from Federal Reserve officials regarding future rate cuts, additional increases or an extended period of restrictive policy could influence expectations in UAE financial markets.<\/p>

Analysts are expected to continue examining Federal Reserve statements, economic indicators and market expectations for clues about the next stage of the interest-rate cycle. The central question for investors and businesses is how long current rates will remain elevated and what conditions could eventually lead policymakers to change course.<\/p>

For the UAE, these developments have particular importance because monetary policy cannot be considered independently of the dirham-dollar relationship. The country\u2019s exchange-rate arrangement creates a strong connection between local and US interest-rate conditions.<\/p>

Kakkar\u2019s comments therefore place the latest UAE rate adjustment within a broader international monetary-policy context. The 25-basis-point increase was anticipated because of the Federal Reserve\u2019s move and the UAE\u2019s established practice of maintaining alignment with US rates.<\/p>

For households, the consequences will depend largely on whether they are net savers or borrowers and on the type of financial products they hold. Deposit holders may benefit from improved returns, while customers with variable-rate loans could face higher financing costs.<\/p>

Mortgage borrowers with substantial outstanding balances could see the impact become more noticeable over time. Kakkar\u2019s example of an AED 1.5 million mortgage demonstrates that a 25-basis-point adjustment can translate into a measurable change in monthly repayments when applied across a large loan balance.<\/p>

The broader financial impact, however, will unfold gradually. Banks will determine how quickly they adjust lending and deposit rates, while customers will respond according to their individual financial circumstances. Some borrowers may choose to reduce debt, refinance where appropriate or reconsider new borrowing, while savers may look for opportunities to obtain better returns on their deposits.<\/p>

Attention is now turning toward the next phase of US monetary policy. Whether the Federal Reserve maintains its current interest-rate settings for an extended period or eventually begins reducing rates will be closely watched by financial markets.<\/p>

Any future change in the Fed\u2019s direction could have corresponding implications for UAE interest rates. Given the dirham\u2019s dollar peg, the UAE Central Bank\u2019s policy decisions are closely connected to developments in US monetary conditions.<\/p>

The latest move consequently represents more than a simple adjustment to the UAE\u2019s Base Rate. It illustrates how international monetary decisions can influence domestic borrowing and saving conditions. While the immediate policy change is measured in basis points, its effects can extend across mortgages, corporate financing, deposits and broader financial-market activity.<\/p>

For now, borrowers and savers will be watching how banks translate the new 3.90% Base Rate into retail financial products. Meanwhile, investors and analysts will focus on economic data and Federal Reserve communications to assess whether the current elevated-rate environment is likely to persist into 2027.<\/p>

The direction of interest rates over the coming months will remain an important factor for financial planning across the UAE. Businesses will need to consider financing costs when making investment decisions, mortgage holders will need to monitor the terms of their loans, and savers will have an opportunity to assess whether higher deposit rates can improve returns on available cash.<\/p>

Ultimately, the next stage of the interest-rate cycle will depend on future policy decisions and economic conditions. For the UAE, however, the dollar peg means that developments in US monetary policy will continue to be an important influence on the domestic rate environment.<\/p><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

The United Arab Emirates has raised its overnight deposit rate in response to the US Federal Reserve\u2019s decision to increase its benchmark interest rate by 25 basis points, reflecting the UAE\u2019s monetary policy alignment with movements in American interest rates.<\/p>\n","protected":false},"author":1,"featured_media":48142,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"pmpro_default_level":"","footnotes":""},"categories":[9],"tags":[],"post_template":[],"top_category":[],"class_list":["post-48141","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uae","pmpro-has-access"],"acf":[],"_links":{"self":[{"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/posts\/48141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/comments?post=48141"}],"version-history":[{"count":4,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/posts\/48141\/revisions"}],"predecessor-version":[{"id":48147,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/posts\/48141\/revisions\/48147"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/media\/48142"}],"wp:attachment":[{"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/media?parent=48141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/categories?post=48141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/tags?post=48141"},{"taxonomy":"post_template","embeddable":true,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/post_template?post=48141"},{"taxonomy":"top_category","embeddable":true,"href":"https:\/\/insider18.com\/index.php\/wp-json\/wp\/v2\/top_category?post=48141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}